/* ==========================================================================
   PROMOFORINSURANCE.COM - MODERN DESIGN SYSTEM & STYLESHEET
   Comprehensive, accessible, mobile-first CSS architecture
   ========================================================================== */

:root {
  /* Brand Palette */
  --primary: #0a2540;
  --primary-dark: #06182a;
  --primary-light: #163e69;
  --accent: #059669;
  --accent-hover: #047857;
  --accent-light: #ecfdf5;
  --accent-border: #a7f3d0;
  --gold: #f59e0b;
  --gold-light: #fffbeb;
  --blue: #2563eb;
  --blue-light: #eff6ff;
  --red: #dc2626;
  --red-light: #fef2f2;
  
  /* Neutrals */
  --text-main: #1e293b;
  --text-muted: #64748b;
  --text-light: #94a3b8;
  --bg-main: #ffffff;
  --bg-subtle: #f8fafc;
  --bg-card: #ffffff;
  --border: #e2e8f0;
  --border-dark: #cbd5e1;
  
  /* Layout & Elevations */
  --container-max: 1240px;
  --radius-sm: 6px;
  --radius-md: 12px;
  --radius-lg: 18px;
  --radius-xl: 24px;
  --radius-pill: 9999px;
  
  --shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, 0.05);
  --shadow-md: 0 4px 6px -1px rgba(0, 0, 0, 0.08), 0 2px 4px -2px rgba(0, 0, 0, 0.06);
  --shadow-lg: 0 10px 15px -3px rgba(0, 0, 0, 0.08), 0 4px 6px -4px rgba(0, 0, 0, 0.04);
  --shadow-xl: 0 20px 25px -5px rgba(0, 0, 0, 0.1), 0 8px 10px -6px rgba(0, 0, 0, 0.04);
  
  --transition: all 0.25s cubic-bezier(0.4, 0, 0.2, 1);
  --font-sans: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif;
}

/* Reset & Base */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  font-family: var(--font-sans);
  font-size: 16px;
  scroll-behavior: smooth;
  color: var(--text-main);
  background-color: var(--bg-main);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

body {
  min-height: 100vh;
  display: flex;
  flex-direction: column;
  overflow-x: hidden;
}

img, svg {
  max-width: 100%;
  display: block;
}

a {
  color: var(--primary);
  text-decoration: none;
  transition: var(--transition);
}

a:hover {
  color: var(--accent);
}

button, input, select, textarea {
  font: inherit;
}

/* Top Bar Announcement */
.topbar {
  background: var(--primary-dark);
  color: #e2e8f0;
  font-size: 0.8125rem;
  padding: 0.5rem 1rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.topbar .container {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 0.5rem;
}

.topbar-badge {
  background: rgba(5, 150, 105, 0.2);
  color: #34d399;
  padding: 2px 8px;
  border-radius: var(--radius-pill);
  font-weight: 600;
  font-size: 0.75rem;
  margin-right: 0.5rem;
  border: 1px solid rgba(52, 211, 153, 0.3);
}

.topbar-contact {
  display: flex;
  gap: 1.25rem;
  align-items: center;
}

.topbar-contact a {
  color: #cbd5e1;
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
}

.topbar-contact a:hover {
  color: #ffffff;
}

/* Navigation Header */
.navbar {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: rgba(255, 255, 255, 0.98);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--border);
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
}

.container {
  width: 100%;
  max-width: var(--container-max);
  margin-left: auto;
  margin-right: auto;
  padding-left: 1.25rem;
  padding-right: 1.25rem;
}

.nav-container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 4.5rem;
}

.brand-logo {
  display: flex;
  align-items: center;
  gap: 0.65rem;
  font-weight: 800;
  font-size: 1.35rem;
  color: var(--primary);
  letter-spacing: -0.02em;
}

.brand-logo:hover {
  color: var(--primary);
}

.brand-icon {
  width: 38px;
  height: 38px;
  background: linear-gradient(135deg, var(--primary) 0%, #1e3a8a 100%);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #ffffff;
  box-shadow: 0 4px 10px rgba(10, 37, 64, 0.25);
}

.brand-logo span.highlight {
  color: var(--accent);
}

.nav-links {
  display: flex;
  align-items: center;
  list-style: none;
  gap: 1.75rem;
}

.nav-link {
  font-weight: 500;
  font-size: 0.9375rem;
  color: var(--text-main);
  padding: 0.5rem 0.25rem;
  position: relative;
}

.nav-link:hover,
.nav-link.active {
  color: var(--accent);
}

.nav-link.active::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  height: 2px;
  background: var(--accent);
  border-radius: 2px;
}

/* Dropdown */
.nav-dropdown {
  position: relative;
}

.nav-dropdown:hover .dropdown-menu {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.dropdown-menu {
  position: absolute;
  top: 100%;
  left: -1rem;
  background: #ffffff;
  min-width: 260px;
  border-radius: var(--radius-md);
  border: 1px solid var(--border);
  box-shadow: var(--shadow-lg);
  padding: 0.65rem 0;
  opacity: 0;
  visibility: hidden;
  transform: translateY(8px);
  transition: var(--transition);
  list-style: none;
  z-index: 1001;
}

.dropdown-menu li a {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  padding: 0.65rem 1.25rem;
  font-size: 0.875rem;
  color: var(--text-main);
  font-weight: 500;
}

.dropdown-menu li a:hover {
  background: var(--bg-subtle);
  color: var(--accent);
  padding-left: 1.45rem;
}

.nav-actions {
  display: flex;
  align-items: center;
  gap: 1rem;
}

/* Mobile Toggle */
.mobile-toggle {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: 0.5rem;
  color: var(--text-main);
}

.mobile-toggle svg {
  width: 26px;
  height: 26px;
}

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  padding: 0.75rem 1.4rem;
  border-radius: var(--radius-pill);
  font-weight: 600;
  font-size: 0.9375rem;
  cursor: pointer;
  transition: var(--transition);
  border: 1px solid transparent;
  white-space: nowrap;
}

.btn-primary {
  background: var(--accent);
  color: #ffffff;
  box-shadow: 0 4px 12px rgba(5, 150, 105, 0.25);
}

.btn-primary:hover {
  background: var(--accent-hover);
  color: #ffffff;
  transform: translateY(-1px);
  box-shadow: 0 6px 16px rgba(5, 150, 105, 0.35);
}

.btn-secondary {
  background: #ffffff;
  color: var(--primary);
  border-color: var(--border-dark);
}

.btn-secondary:hover {
  background: var(--bg-subtle);
  border-color: var(--primary);
  color: var(--primary);
}

.btn-dark {
  background: var(--primary);
  color: #ffffff;
}

.btn-dark:hover {
  background: var(--primary-light);
  color: #ffffff;
}

.btn-sm {
  padding: 0.45rem 0.9rem;
  font-size: 0.8125rem;
}

.btn-lg {
  padding: 0.9rem 1.85rem;
  font-size: 1.05rem;
}

/* Hero Section */
.hero {
  position: relative;
  background: radial-gradient(circle at 80% 20%, rgba(5, 150, 105, 0.08) 0%, transparent 45%),
              linear-gradient(180deg, #f8fafc 0%, #ffffff 100%);
  padding: 4.5rem 0 3.5rem;
  overflow: hidden;
  border-bottom: 1px solid var(--border);
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 3.5rem;
  align-items: center;
}

.hero-pill {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: var(--accent-light);
  color: var(--accent-hover);
  border: 1px solid var(--accent-border);
  padding: 0.35rem 0.95rem;
  border-radius: var(--radius-pill);
  font-size: 0.8125rem;
  font-weight: 600;
  margin-bottom: 1.25rem;
}

.hero-title {
  font-size: 3.25rem;
  line-height: 1.15;
  font-weight: 800;
  color: var(--primary);
  margin-bottom: 1.25rem;
  letter-spacing: -0.03em;
}

.hero-title .gradient-text {
  background: linear-gradient(135deg, var(--accent) 0%, #0284c7 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

.hero-description {
  font-size: 1.15rem;
  color: var(--text-muted);
  line-height: 1.7;
  margin-bottom: 2rem;
}

.hero-cta-group {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
  margin-bottom: 2.5rem;
}

.hero-stats {
  display: flex;
  gap: 2.5rem;
  padding-top: 1.5rem;
  border-top: 1px solid var(--border);
}

.stat-item h4 {
  font-size: 1.65rem;
  font-weight: 800;
  color: var(--primary);
  line-height: 1.2;
}

.stat-item p {
  font-size: 0.8125rem;
  color: var(--text-muted);
  font-weight: 500;
}

/* Hero Interactive Card */
.hero-card {
  background: #ffffff;
  border-radius: var(--radius-xl);
  padding: 2rem;
  box-shadow: var(--shadow-xl);
  border: 1px solid rgba(226, 232, 240, 0.8);
  position: relative;
}

.hero-card-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 1.25rem;
}

.hero-card-title {
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--primary);
}

.live-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  font-size: 0.75rem;
  font-weight: 700;
  color: var(--accent);
  background: var(--accent-light);
  padding: 0.2rem 0.6rem;
  border-radius: var(--radius-pill);
}

.live-dot {
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--accent);
  box-shadow: 0 0 0 3px rgba(5, 150, 105, 0.2);
  animation: pulse 2s infinite;
}

@keyframes pulse {
  0% { transform: scale(0.95); box-shadow: 0 0 0 0 rgba(5, 150, 105, 0.4); }
  70% { transform: scale(1); box-shadow: 0 0 0 6px rgba(5, 150, 105, 0); }
  100% { transform: scale(0.95); box-shadow: 0 0 0 0 rgba(5, 150, 105, 0); }
}

.category-tabs {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0.5rem;
  margin-bottom: 1.5rem;
}

.category-tab-btn {
  padding: 0.65rem 0.5rem;
  border: 1px solid var(--border);
  background: var(--bg-subtle);
  border-radius: var(--radius-md);
  font-size: 0.8125rem;
  font-weight: 600;
  color: var(--text-main);
  text-align: center;
  cursor: pointer;
  transition: var(--transition);
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.3rem;
}

.category-tab-btn.active,
.category-tab-btn:hover {
  background: #ffffff;
  border-color: var(--accent);
  color: var(--accent);
  box-shadow: var(--shadow-sm);
}

.category-tab-btn svg {
  width: 20px;
  height: 20px;
}

/* Trust Logos Bar */
.trust-bar {
  padding: 2.25rem 0;
  background: #ffffff;
  border-bottom: 1px solid var(--border);
}

.trust-title {
  text-align: center;
  font-size: 0.8125rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--text-muted);
  font-weight: 600;
  margin-bottom: 1.5rem;
}

.trust-logos {
  display: flex;
  align-items: center;
  justify-content: center;
  flex-wrap: wrap;
  gap: 2.5rem;
}

.trust-logo-item {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-weight: 700;
  font-size: 1.05rem;
  color: #64748b;
  opacity: 0.85;
  transition: var(--transition);
}

.trust-logo-item:hover {
  opacity: 1;
  color: var(--primary);
}

.trust-logo-item svg {
  width: 26px;
  height: 26px;
  color: var(--primary);
}

/* Sections Common */
.section {
  padding: 5rem 0;
}

.section-subtle {
  background: var(--bg-subtle);
}

.section-header {
  text-align: center;
  max-width: 720px;
  margin: 0 auto 3.5rem;
}

.section-badge {
  display: inline-block;
  font-size: 0.75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--accent);
  background: var(--accent-light);
  padding: 0.25rem 0.85rem;
  border-radius: var(--radius-pill);
  margin-bottom: 0.75rem;
}

.section-title {
  font-size: 2.45rem;
  font-weight: 800;
  color: var(--primary);
  line-height: 1.25;
  margin-bottom: 1rem;
  letter-spacing: -0.02em;
}

.section-subtitle {
  font-size: 1.05rem;
  color: var(--text-muted);
  line-height: 1.6;
}

/* Deals / Coupon Cards Grid */
.deals-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(350px, 1fr));
  gap: 1.75rem;
}

.deal-card {
  background: #ffffff;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  padding: 1.75rem;
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
  display: flex;
  flex-direction: column;
  position: relative;
  overflow: hidden;
}

.deal-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-xl);
  border-color: var(--border-dark);
}

.deal-card.featured::before {
  content: 'BEST VALUE';
  position: absolute;
  top: 18px;
  right: -32px;
  background: var(--accent);
  color: #ffffff;
  font-size: 0.65rem;
  font-weight: 800;
  letter-spacing: 0.05em;
  padding: 4px 34px;
  transform: rotate(45deg);
  box-shadow: var(--shadow-sm);
}

.deal-header {
  display: flex;
  align-items: flex-start;
  gap: 1rem;
  margin-bottom: 1.25rem;
}

.deal-insurer-icon {
  width: 48px;
  height: 48px;
  border-radius: var(--radius-md);
  background: var(--bg-subtle);
  border: 1px solid var(--border);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  color: var(--primary);
  flex-shrink: 0;
}

.deal-title-wrap h3 {
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 0.25rem;
}

.deal-category-tag {
  font-size: 0.75rem;
  color: var(--text-muted);
  font-weight: 500;
}

.deal-discount-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  background: var(--accent-light);
  color: var(--accent-hover);
  padding: 0.4rem 0.8rem;
  border-radius: var(--radius-md);
  font-weight: 700;
  font-size: 1rem;
  margin-bottom: 1rem;
  border: 1px dashed var(--accent);
}

.deal-features {
  list-style: none;
  margin-bottom: 1.5rem;
  flex-grow: 1;
}

.deal-features li {
  font-size: 0.875rem;
  color: var(--text-main);
  padding: 0.35rem 0;
  display: flex;
  align-items: center;
  gap: 0.5rem;
}

.deal-features li svg {
  width: 16px;
  height: 16px;
  color: var(--accent);
  flex-shrink: 0;
}

.deal-coupon-box {
  background: var(--bg-subtle);
  border: 1px dashed var(--border-dark);
  border-radius: var(--radius-md);
  padding: 0.75rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 1rem;
}

.coupon-code {
  font-family: monospace;
  font-size: 1rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  color: var(--primary);
}

.btn-copy {
  background: #ffffff;
  border: 1px solid var(--border);
  padding: 0.35rem 0.75rem;
  border-radius: var(--radius-sm);
  font-size: 0.75rem;
  font-weight: 600;
  cursor: pointer;
  transition: var(--transition);
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
}

.btn-copy:hover {
  background: var(--accent);
  color: #ffffff;
  border-color: var(--accent);
}

.deal-footer {
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-size: 0.75rem;
  color: var(--text-muted);
  border-top: 1px solid var(--border);
  padding-top: 0.85rem;
}

/* Feature Grid */
.features-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(280px, 1fr));
  gap: 2rem;
}

.feature-box {
  background: #ffffff;
  padding: 2.25rem 1.75rem;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
}

.feature-box:hover {
  transform: translateY(-4px);
  border-color: var(--accent);
  box-shadow: var(--shadow-lg);
}

.feature-icon-wrapper {
  width: 54px;
  height: 54px;
  border-radius: var(--radius-md);
  background: var(--accent-light);
  color: var(--accent);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.25rem;
}

.feature-box h3 {
  font-size: 1.2rem;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 0.65rem;
}

.feature-box p {
  font-size: 0.925rem;
  color: var(--text-muted);
  line-height: 1.6;
}

/* Calculator Section */
.calc-container {
  background: #ffffff;
  border-radius: var(--radius-xl);
  border: 1px solid var(--border);
  box-shadow: var(--shadow-xl);
  overflow: hidden;
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
}

.calc-inputs {
  padding: 2.5rem;
}

.calc-results {
  background: linear-gradient(135deg, var(--primary) 0%, #0d3b66 100%);
  color: #ffffff;
  padding: 2.5rem;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}

.form-group {
  margin-bottom: 1.5rem;
}

.form-label {
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--text-main);
  margin-bottom: 0.5rem;
}

.form-val-display {
  color: var(--accent);
  font-weight: 700;
  font-size: 0.95rem;
}

.form-range {
  width: 100%;
  accent-color: var(--accent);
  cursor: pointer;
}

.form-select, .form-input, .form-textarea {
  width: 100%;
  padding: 0.75rem 1rem;
  border: 1px solid var(--border-dark);
  border-radius: var(--radius-md);
  background: #ffffff;
  color: var(--text-main);
  font-size: 0.9375rem;
  transition: var(--transition);
}

.form-select:focus, .form-input:focus, .form-textarea:focus {
  outline: none;
  border-color: var(--accent);
  box-shadow: 0 0 0 3px rgba(5, 150, 105, 0.15);
}

.calc-breakdown-card {
  background: rgba(255, 255, 255, 0.08);
  border-radius: var(--radius-md);
  padding: 1.25rem;
  margin-bottom: 1.5rem;
  backdrop-filter: blur(8px);
  border: 1px solid rgba(255, 255, 255, 0.12);
}

.calc-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 0.5rem 0;
  font-size: 0.9375rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.calc-row:last-child {
  border-bottom: none;
}

.calc-row.highlight {
  font-size: 1.15rem;
  font-weight: 700;
  color: #34d399;
  padding-top: 0.75rem;
}

/* Resources & Guides Grid */
.resources-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(340px, 1fr));
  gap: 2rem;
}

.resource-card {
  background: #ffffff;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
  display: flex;
  flex-direction: column;
}

.resource-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: var(--border-dark);
}

.resource-media {
  height: 190px;
  background: linear-gradient(135deg, #f1f5f9 0%, #e2e8f0 100%);
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
  overflow: hidden;
}

.resource-body {
  padding: 1.75rem;
  flex-grow: 1;
  display: flex;
  flex-direction: column;
}

.resource-meta {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  font-size: 0.75rem;
  color: var(--text-muted);
  margin-bottom: 0.65rem;
}

.resource-body h3 {
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 0.65rem;
  line-height: 1.35;
}

.resource-body p {
  font-size: 0.875rem;
  color: var(--text-muted);
  margin-bottom: 1.25rem;
  flex-grow: 1;
}

.resource-link {
  font-weight: 600;
  font-size: 0.875rem;
  color: var(--accent);
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
}

.resource-link:hover {
  color: var(--accent-hover);
  gap: 0.6rem;
}

/* Blog Section */
.blog-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(350px, 1fr));
  gap: 2rem;
}

.blog-card {
  background: #ffffff;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
  display: flex;
  flex-direction: column;
}

.blog-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.blog-thumb {
  height: 200px;
  position: relative;
  background: #0f172a;
  display: flex;
  align-items: center;
  justify-content: center;
}

.blog-badge {
  position: absolute;
  top: 1rem;
  left: 1rem;
  background: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(4px);
  color: var(--primary);
  font-size: 0.75rem;
  font-weight: 700;
  padding: 0.25rem 0.65rem;
  border-radius: var(--radius-pill);
}

.blog-content {
  padding: 1.75rem;
  display: flex;
  flex-direction: column;
  flex-grow: 1;
}

.blog-date {
  font-size: 0.75rem;
  color: var(--text-light);
  margin-bottom: 0.5rem;
}

.blog-content h3 {
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--primary);
  line-height: 1.35;
  margin-bottom: 0.75rem;
}

.blog-content p {
  font-size: 0.875rem;
  color: var(--text-muted);
  line-height: 1.6;
  margin-bottom: 1.25rem;
  flex-grow: 1;
}

/* FAQ Accordion */
.faq-wrap {
  max-width: 820px;
  margin: 0 auto;
}

.faq-item {
  background: #ffffff;
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  margin-bottom: 1rem;
  overflow: hidden;
  transition: var(--transition);
}

.faq-item.active {
  border-color: var(--accent);
}

.faq-question {
  width: 100%;
  padding: 1.25rem 1.5rem;
  background: none;
  border: none;
  text-align: left;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-weight: 700;
  font-size: 1.05rem;
  color: var(--primary);
  cursor: pointer;
  gap: 1rem;
}

.faq-question svg {
  width: 20px;
  height: 20px;
  transition: transform 0.25s ease;
  color: var(--accent);
  flex-shrink: 0;
}

.faq-item.active .faq-question svg {
  transform: rotate(180deg);
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s ease-out;
  padding: 0 1.5rem;
  color: var(--text-muted);
  font-size: 0.9375rem;
  line-height: 1.65;
}

.faq-item.active .faq-answer {
  padding-bottom: 1.25rem;
}

/* Subscribe Banner */
.subscribe-section {
  background: linear-gradient(135deg, var(--primary) 0%, #06182a 100%);
  color: #ffffff;
  padding: 4.5rem 0;
  position: relative;
  overflow: hidden;
}

.subscribe-box {
  max-width: 720px;
  margin: 0 auto;
  text-align: center;
}

.subscribe-box h2 {
  font-size: 2.25rem;
  font-weight: 800;
  margin-bottom: 1rem;
  letter-spacing: -0.02em;
}

.subscribe-box p {
  color: #cbd5e1;
  font-size: 1.05rem;
  margin-bottom: 2rem;
}

.subscribe-form {
  display: flex;
  gap: 0.75rem;
  max-width: 520px;
  margin: 0 auto;
}

.subscribe-input {
  flex-grow: 1;
  padding: 0.85rem 1.25rem;
  border-radius: var(--radius-pill);
  border: 1px solid rgba(255, 255, 255, 0.2);
  background: rgba(255, 255, 255, 0.1);
  color: #ffffff;
  font-size: 0.95rem;
}

.subscribe-input::placeholder {
  color: #94a3b8;
}

.subscribe-input:focus {
  outline: none;
  background: rgba(255, 255, 255, 0.18);
  border-color: #34d399;
}

/* Contact Page Form & Details */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.15fr;
  gap: 3.5rem;
  align-items: flex-start;
}

.contact-info-card {
  background: #ffffff;
  border: 1px solid var(--border);
  border-radius: var(--radius-xl);
  padding: 2.5rem;
  box-shadow: var(--shadow-sm);
}

.contact-info-item {
  display: flex;
  gap: 1.25rem;
  margin-bottom: 2rem;
}

.contact-info-icon {
  width: 48px;
  height: 48px;
  border-radius: var(--radius-md);
  background: var(--accent-light);
  color: var(--accent);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.contact-info-text h4 {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 0.25rem;
}

.contact-info-text p, .contact-info-text a {
  font-size: 0.925rem;
  color: var(--text-muted);
  line-height: 1.5;
}

.contact-form-wrap {
  background: #ffffff;
  border: 1px solid var(--border);
  border-radius: var(--radius-xl);
  padding: 2.5rem;
  box-shadow: var(--shadow-md);
}

/* Legal / Content Prosed Page */
.legal-container {
  max-width: 860px;
  margin: 0 auto;
  padding: 3rem 1.25rem 5rem;
}

.legal-header {
  margin-bottom: 2.5rem;
  padding-bottom: 1.5rem;
  border-bottom: 1px solid var(--border);
}

.legal-header h1 {
  font-size: 2.5rem;
  font-weight: 800;
  color: var(--primary);
  margin-bottom: 0.5rem;
}

.legal-header p {
  color: var(--text-muted);
  font-size: 0.925rem;
}

.legal-content h2 {
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--primary);
  margin: 2rem 0 1rem;
}

.legal-content h3 {
  font-size: 1.15rem;
  font-weight: 600;
  color: var(--primary);
  margin: 1.5rem 0 0.75rem;
}

.legal-content p, .legal-content li {
  font-size: 0.95rem;
  color: #334155;
  line-height: 1.75;
  margin-bottom: 1rem;
}

.legal-content ul, .legal-content ol {
  padding-left: 1.5rem;
  margin-bottom: 1.25rem;
}

.legal-highlight-box {
  background: var(--bg-subtle);
  border-left: 4px solid var(--accent);
  padding: 1.25rem 1.5rem;
  border-radius: 0 var(--radius-md) var(--radius-md) 0;
  margin: 1.5rem 0;
}

/* Footer */
.footer {
  background: var(--primary-dark);
  color: #cbd5e1;
  padding: 4.5rem 0 2rem;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 3.5rem;
  margin-bottom: 3.5rem;
}

.footer-brand p {
  font-size: 0.925rem;
  color: #94a3b8;
  margin: 1rem 0 1.5rem;
  line-height: 1.65;
  max-width: 360px;
}

.footer-badge-list {
  display: flex;
  gap: 0.75rem;
  flex-wrap: wrap;
}

.footer-badge {
  font-size: 0.75rem;
  background: rgba(255, 255, 255, 0.08);
  padding: 0.3rem 0.7rem;
  border-radius: var(--radius-pill);
  color: #e2e8f0;
  border: 1px solid rgba(255, 255, 255, 0.12);
}

.footer-column h4 {
  font-size: 1rem;
  font-weight: 700;
  color: #ffffff;
  margin-bottom: 1.25rem;
}

.footer-links {
  list-style: none;
}

.footer-links li {
  margin-bottom: 0.75rem;
}

.footer-links a {
  color: #94a3b8;
  font-size: 0.9rem;
}

.footer-links a:hover {
  color: #ffffff;
  padding-left: 4px;
}

.footer-disclaimer {
  padding-top: 2rem;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  font-size: 0.785rem;
  color: #64748b;
  line-height: 1.6;
}

.footer-bottom {
  margin-top: 1.5rem;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 0.8125rem;
  color: #64748b;
  flex-wrap: wrap;
  gap: 1rem;
}

/* Toast Notification */
.toast {
  position: fixed;
  bottom: 2rem;
  right: 2rem;
  background: var(--primary);
  color: #ffffff;
  padding: 1rem 1.5rem;
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-xl);
  display: flex;
  align-items: center;
  gap: 0.75rem;
  z-index: 9999;
  opacity: 0;
  transform: translateY(20px);
  pointer-events: none;
  transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
  border: 1px solid rgba(255, 255, 255, 0.15);
}

.toast.show {
  opacity: 1;
  transform: translateY(0);
  pointer-events: auto;
}

.toast.success {
  background: #064e3b;
  border-color: #34d399;
}

.toast.error {
  background: #7f1d1d;
  border-color: #f87171;
}

/* Form Response Messages */
.form-feedback {
  margin-top: 1rem;
  padding: 0.85rem 1rem;
  border-radius: var(--radius-md);
  font-size: 0.875rem;
  display: none;
}

.form-feedback.success {
  display: block;
  background: var(--accent-light);
  color: #065f46;
  border: 1px solid var(--accent-border);
}

.form-feedback.error {
  display: block;
  background: var(--red-light);
  color: #991b1b;
  border: 1px solid #fecaca;
}

/* Breadcrumbs */
.breadcrumb {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.85rem;
  color: var(--text-muted);
  margin-bottom: 1.5rem;
  flex-wrap: wrap;
}

.breadcrumb a {
  color: var(--text-muted);
}

.breadcrumb a:hover {
  color: var(--accent);
}

.breadcrumb-separator {
  color: var(--text-light);
}

/* Responsive Media Queries */
@media (max-width: 1024px) {
  .hero-grid {
    grid-template-columns: 1fr;
    gap: 2.5rem;
  }
  
  .calc-container {
    grid-template-columns: 1fr;
  }
  
  .footer-grid {
    grid-template-columns: 1fr 1fr;
    gap: 2.5rem;
  }
}

@media (max-width: 768px) {
  .hero-title {
    font-size: 2.35rem;
  }
  
  .mobile-toggle {
    display: block;
  }
  
  .nav-links {
    position: fixed;
    top: 4.5rem;
    left: 0;
    right: 0;
    background: #ffffff;
    flex-direction: column;
    align-items: stretch;
    padding: 1.5rem;
    border-bottom: 1px solid var(--border);
    box-shadow: var(--shadow-xl);
    gap: 1rem;
    display: none;
  }
  
  .nav-links.open {
    display: flex;
  }
  
  .dropdown-menu {
    position: static;
    visibility: visible;
    opacity: 1;
    transform: none;
    box-shadow: none;
    border: none;
    background: var(--bg-subtle);
    border-radius: var(--radius-sm);
    margin-top: 0.5rem;
  }
  
  .contact-grid {
    grid-template-columns: 1fr;
  }
  
  .footer-grid {
    grid-template-columns: 1fr;
  }
  
  .deals-grid, .resources-grid, .blog-grid {
    grid-template-columns: 1fr;
  }
  
  .subscribe-form {
    flex-direction: column;
  }
}