PromoForInsurance Technologies India Pvt. Ltd. (hereinafter referred to as "PromoForInsurance", "we", "us", or "our"), operating the website https://promoforinsurance.com, is committed to safeguarding the privacy and personal data of our users, policyholders, and visitors.
This Privacy Policy outlines our practices regarding the collection, processing, storage, and transfer of personal information in accordance with India's Digital Personal Data Protection Act, 2023 (DPDPA), the Information Technology Act, 2000, the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011, and where applicable, the European Union General Data Protection Regulation (GDPR).
1. Information We Collect
We collect data that you voluntarily provide to us, as well as technical data automatically collected when you visit our website:
- Contact and Inquiry Information: When you submit our contact form, we collect your name, email address, and the content of your message.
- Subscription Data: When you subscribe to our insurance promo alerts, we collect your email address.
- Calculator Input Data: When you use our premium or tax calculator, inputs such as age range, coverage amount, and parental coverage flags are processed locally in your browser to generate estimates and are not permanently tied to your personally identifiable identity unless voluntarily submitted.
- Automated Technical Data: IP address, device type, browser type, operating system, pages viewed, time spent, and referral URLs via standard server logs and analytical cookies.
2. Purpose and Legal Basis for Data Processing
We process your data strictly for legitimate operational purposes:
- To provide verified promotional codes, vouchers, and educational guides.
- To respond to your inquiries regarding insurance terms, claim procedures, or partnerships.
- To send periodic newsletters, IRDAI regulatory updates, and exclusive promo drops (subject to your explicit consent).
- To prevent fraudulent use, bots, cyber incidents, and unauthorized scraping of our discount databases.
- To comply with statutory legal and regulatory obligations in the Republic of India.
3. Third-Party Insurer Redirections
When you click to redeem a promo voucher code, you may be redirected to the secure, authorized web portal of an IRDAI-registered insurance underwriter (such as HDFC ERGO, Star Health, ICICI Lombard, Max Life, or Tata AIA). Once you exit promoforinsurance.com, any information you provide on the insurer's portal is governed exclusively by that insurer's respective privacy policy and terms. We do not store or process payment card details, bank account credentials, or medical diagnostic files on our servers.
4. Data Storage, Retention & Security
All user data is stored within certified tier-4 data centers located physically within the Republic of India. We employ industry-standard 256-bit Secure Socket Layer (SSL/TLS) encryption in transit and AES-256 encryption at rest. We retain personal communication data only as long as necessary to fulfill the inquiry or as mandated under Indian record retention laws (typically 3 to 7 years for commercial records).
5. Your Rights as a Data Principal
Under the Digital Personal Data Protection Act 2023, you enjoy statutory rights:
- Right to Access: You may request a summary of personal data held about you.
- Right to Correction & Erasure: You may request the rectification of inaccurate data or the total deletion of your personal records ("Right to be Forgotten").
- Right to Withdraw Consent: You may unsubscribe from our mailing lists at any time with a single click or by emailing [email protected].
- Right to Nominate: You may nominate an individual to exercise your data rights in the event of death or incapacity.
6. Cookies and Tracking Technologies
We use essential cookies to maintain website session integrity, user preferences (e.g. calculator state), and anonymous aggregated analytical metrics. You can manage or disable cookies via your browser settings at any time without impacting your ability to view promo codes.
7. Grievance Redressal Officer (DPDPA 2023)
In accordance with Section 10 of the DPDPA 2023 and Rule 5(9) of the IT Rules 2011, the details of our designated Grievance Officer are as follows:
Name: Mr. Vikramaditya Sen
Designation: Grievance Redressal Officer & Data Protection Lead
Company: PromoForInsurance Technologies India Pvt. Ltd.
Address: Level 5, Tower B, DLF Cyber City, DLF Phase 2, Gurugram, Haryana – 122002, India
Direct Email: [email protected]
Phone: +91 (124) 489-2100
The Grievance Officer shall acknowledge receipt of any complaint within 24 hours and resolve it within 15 working days.