Access verified discount vouchers, instant cashback coupons, and unbiased policy comparisons from India's leading IRDAI-regulated insurers. Save up to ₹15,000 on your annual premium today.
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Select your insurance category to unlock exclusive promotional voucher codes:
Instant 25% discount on 3-year multi-individual health cover + free annual health checkup voucher worth ₹2,500.
Every promo code is verified daily with insurer APIs. Claim your discount code and apply it directly on the policy checkout page.
Estimate your annual premium, calculate potential tax deductions under Section 80D/80C, and see how much you save with PromoForInsurance discounts.
Based on average rates across top 5 IRDAI insurers
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Every voucher code is tested in real-time against insurer checkout APIs so you never encounter expired promotions.
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Our claims assistance desk in Gurugram helps guide policyholders through hospital cashless approvals and TPA paperwork at zero extra cost.
Direct integration with licensed general and life insurance underwriters ensures your digital policy document is generated in under 5 minutes.
Everything you need to know about discounts, IRDAI regulations, and policy issuance in India.
Yes, absolutely. Under IRDAI guidelines, insurance companies are permitted to offer direct online discounts, web aggregator concessions, and multi-year tenure discounts (such as 10% to 25% off for 2-year or 3-year health policies). PromoForInsurance aggregates these official insurer promotions, digital onboarding rebates, and exclusive partner vouchers in compliance with Indian regulatory standards.
Simply click the "Copy Code" button on any voucher card on our website. When you are redirected to the insurer's secure payment or proposal portal, look for the "Have a Promo / Referral Code?" box on the review summary screen, paste the code, and click "Apply" to see your final premium automatically reduced before paying.
Not at all. Your insurance contract and policy wording remain 100% identical. The promo code only reduces the upfront acquisition cost or administrative premium charged by the insurer. Your coverage sum insured, cashless hospital network, and claim settlement terms remain fully enforceable by law under IRDAI regulations.
Yes. The actual premium paid (excluding GST for some components, as per Income Tax Act provisions) is eligible for tax deduction under Section 80D up to ₹25,000 for self/family and up to an additional ₹50,000 for senior citizen parents. You will receive an official Section 80D tax certificate directly from the insurance provider.
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